Are Banks Open on Labor Day 2025?

With the end of summer and kids heading back to school, Labor Day—celebrated on the first Monday in September—is a hectic weekend for many. In 2025, Labor Day falls on Monday, September 1. Knowing which services remain open can help you plan effectively.

Are Banks Open on Labor Day 2025?

No, banks are closed on Labor Day. This applies to major national banks like Bank of America, Chase, Wells Fargo, and most regional institutions.

In-person services and branch operations will be unavailable. However, ATMs and mobile/online banking remain available for basic transactions. Keep in mind, deposits or other actions made that day usually won’t be processed until the next business day.

What About Credit Unions?

Credit unions will also be closed on Labor Day (September 1, 2025). Holiday schedules from various credit unions confirm this closure.

Other Financial & Federal Services

Federal Reserve Banks are closed on Labor Day, stopping payment processing and other operations. Additionally, stock markets (NYSE, Nasdaq) and bond markets are shut in observance of the holiday. USPS and delivery services like FedEx and UPS suspend most services as well. Only critical services like FedEx Custom Critical remain operational.

What is Available on Labor Day?

Here’s a summary of what is available on Labor Day and what’s not.

Bank branches (Chase, BofA, Wells Fargo, etc.)—Closed ATMs and Mobile/Online Banking—Available with delays in postingCredit Union Branches—ClosedFederal Reserve Services—ClosedStock & Bond Markets—ClosedUSPS & Delivery (FedEx, UPS)—Mostly suspended 

Most banking institutions—including both branches and credit unions—will be closed on Labor Day, Monday, September 1, 2025. You can rely on ATMs and digital banking for essentials, but expect delays in processing. Plan ahead!

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Amanda Blankenship is the Chief Editor for District Media.  With a BA in journalism from Wingate University, she frequently writes for a handful of websites and loves to share her own personal finance story with others. When she isn’t typing away at her desk, she enjoys spending time with her daughter, son, husband, and dog. During her free time, you’re likely to find her with her nose in a book, hiking, or playing RPG video games.