Debt is a common source of stress, and it can take a toll on many aspects of your life, including physical, mental, and emotional health. Fortunately, self-care can make dealing with the anxieties that come with challenging debt loads easier, and there are plenty of self-care options that won’t make your financial situation worse. Here are ten self-care strategies for managing debt-related stress.
Try Journalling
In some cases, debt-related stress builds because talking about money is a bit taboo. As a result, people often hold in their thoughts and feelings about their situation, a choice that can allow stress to compound.
Journalling can be an excellent way to express your thoughts without the vulnerability that comes with explaining your situation to another person. You can discuss your frustrations or anger, talk about your fears, and otherwise get challenging emotions off your chest.
Then, you pivot by switching the topic to what you’re grateful for in your life. In many cases, that can help you end a journalling session on a more uplifting note.
Get a Coloring Book
Coloring can be surprisingly meditative, and it lets you express yourself artistically even if you aren’t particularly inclined. Plus, there are plenty of fun coloring books that are designed with adults in mind. There’s also some benefit to returning to an activity that you may have enjoyed as a child, as the sense of nostalgia can work wonders on your mood.
If buying a coloring book isn’t an option, and you have access to a printer, see if you can find free pages that you can print. For colored pencils or markers, you can typically get a basic set for $1 at places like Walmart or a dollar store.
Take a Walk Outside
Spending time outdoors can be a great way to tackle stress. By going for a walk, you’re also adding in some exercise, which can boost your mood.
If you prefer, you can take a walk alone, allowing you to quietly soak in the world around you. Listening to your favorite music as you stroll may elevate the experience, as well. However, taking a walk with a family member or friend can create an opportunity to socialize, which is also beneficial. Since that’s the case, choose the option that best meets your needs.
Try Yoga or Meditation
Both yoga and meditation can have a calming effect. Plus, there are plenty of free resources available to help you get started. YouTube is an excellent destination for guided meditation or basic yoga instruction, and using the platform doesn’t cost anything.
You also don’t need long yoga or meditation sessions to feel the difference. Even 5 to 15 minutes can have an impact, so consider short sessions if you have a busy schedule.
Read a Book
Reading is often a very relaxing activity, and it’s a great option if you need something affordable. Head to your local library to find a new book to explore. Libraries have options in nearly every fiction and non-fiction category, and it doesn’t cost anything to check out a book.
Libraries are also a great spot for reading. They’re generally quiet, so they can serve as a place to go when you need a low-energy space to relax.
Take a Social Media Break
While taking a break from social media might not seem like self-care, it can be an excellent stress-reducing strategy. Social media platforms can be surprisingly toxic. Plus, you’re often faced with an onslaught of advertisements, which, when your budget is tight, may add to your stress. There’s also evidence that social media hurts self-esteem.
Consider taking an entire weekend away from social media. If you’re feeling bold, you could even try ditching those apps for a full week. Then, use the time off of the platforms to do another activity that you find relaxing, such as reading or meditating.
Spend Time Grooming
Many grooming activities can also serve as excellent sources of self-care. Many people find showers and baths relaxing, and you can augment the experience by choosing products with aromas you enjoy. Your skin and haircare routine can also be soothing, while steps like cleaning up your eyebrows may boost your self-esteem.
Ultimately, consider how you can tend to your grooming needs in a way that you find enjoyable or uplifting. Then, take the time to do those activities regularly.
Take a Moment to Dance
Dancing can be surprisingly invigorating, and physical activity can help boost your mood. Plus, it often involves higher-energy music, which can also be uplifting.
You don’t have to be a great – or even a good – dancer for this to work. Just go to a private space in your home, play a song you enjoy, and move to the music in whatever way suits you. Don’t worry about what you look like; just have fun. That way, you can get the most from the experience.
Declutter a Small Space
Clutter can cause stress levels to rise, even if the clutter is entirely unrelated to your main source of stress. By taking the time to get a small space in order, your environment is less anxiety-inducing. Plus, decluttering can lead to a sense of accomplishment and control, both of which are beneficial when other parts of your life feel hard to manage.
If you’re not sure where to start, pick a single surface – like one tabletop or shelf – and begin there. You can also tackle just one drawer or cabinet in your kitchen, bedroom, bathroom, or desk. Cleaning out your fridge also works well.
Find a Free Local Event
When you’re struggling with debt, cutting back on entertainment is typically a must. Fortunately, that doesn’t mean you can’t get out and have a good time. Many cities and businesses host free events during the year, and that can be a godsend when money is tight.
One excellent resource is your local parks department. They may host free concerts or similar events, particularly during the warmer months. Plus, those don’t require you to enter a space where buying something is expected, eliminating a potential source of spending pressure.
It’s also wise to check for free entry days at some local attractions. For example, many museums have free days occasionally during the year, so check the calendars of those in your area to see when the next one is happening.
Do you have any other self-care strategies that could help others who are managing debt-related stress? Share your thoughts in the comments below.
Read More:
Snowflaking: 30 Ways to Snowflake Your Debt Away
The Benefits of Paying Off Debt Slowly
Reasons to Consider Debt Settlement
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