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Home Market Research Markets

When Is Paying Off Your Credit Card Balance in Full a Bad Idea?

by TheAdviserMagazine
5 months ago
in Markets
Reading Time: 1 min read
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When Is Paying Off Your Credit Card Balance in Full a Bad Idea?
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Paying off your credit card balance in full is often considered one of the smartest things you can do for your financial health. It avoids interest, lowers your credit utilization, and signals responsible behavior. But in some cases, even this seemingly perfect habit can work against you. Credit cycling might appear to be a useful workaround for low credit limits or as a way to earn extra…



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