Hamilton Insurance Group Shares Rise 2.42% After Reporting $577 Million in 2025 Net Income

Hamilton Insurance Group Ltd (NYSE: HG) closed Friday at $30.02, on the New York Stock Exchange, following the release of fourth-quarter and full-year 2025 results. Hamilton’s market capitalization stands at approximately $2.97 billion based on the $30.02 closing price.

Latest Quarterly Results

For the three months ended December 31, 2025, Hamilton reported:

Total revenues: $728.3 million

Q4 2024: $570.5 million
Year-over-year increase:7%

Net income attributable to common shareholders: $172.2 million

Q4 2024: $33.9 million
Year-over-year increase:5%

Diluted EPS: $1.69

Net premiums earned: $576.7 million

Q4 2024: $481.9 million
Increase:7%

Full-Year Results Context

For the year ended December 31, 2025, Hamilton reported:

Total revenues: $2.91 billion

2024: $2.33 billion
Increase:7%

Net income attributable to common shareholders: $576.7 million

2024: $400.4 million
Increase:0%

Diluted EPS: $5.55

Gross premiums written: $2.92 billion

2024: $2.42 billion
Increase:7%

Business & Operations Update

The board declared a special dividend of $2.00 per common share, payable March 30, 2026 to shareholders of record March 6, 2026.

Gross premiums written increased in both the Bermuda and International segments. Net investment income for Q4 totaled $98.1 million. For the full year, net investment income and realized/unrealized gains totaled $775.1 million.

California wildfire losses for 2025 totaled $142.8 million, net of reinsurance and reinstatement premiums.

M&A or Strategic Moves

No mergers or acquisitions were announced in the earnings release. The company reported $93.4 million in share repurchases during 2025.

Equity Analyst Commentary

Institutional coverage focused on the 44% increase in annual net income, double-digit premium growth, and improvement in the fourth-quarter combined ratio to 87.0%.

Guidance & Outlook

The company did not provide formal forward earnings guidance. Investors may monitor underwriting margins, catastrophe loss exposure, premium growth trends, and investment performance.

Performance Summary

HG rose 2.42% to $30.02.Q4 net income increased to $172.2 million.Full-year net income reached $576.7 million.Premiums grew over 20% year-over-year.Special dividend declared.