In early 2025, crypto trading platform Tothemoon conducted a
global survey of retail crypto participants. The aim was to understand how
traders are behaving in the current market. The survey included traders with
varying levels of experience, backgrounds, and risk tolerance. It focused on
trading habits, tools, and expectations for the future.
The results show that retail crypto trading is changing.
Traders are blending traditional strategies with new tools like artificial
intelligence (AI). Social influence is also growing. This report outlines the
key findings.
AI Use Is Increasing
More than a third, 36.6% of respondents are already using AI
tools to assist with trading. An additional 28% plan to adopt such tools soon.
This marks a move toward automation in the retail segment. AI bots, assistants,
and signal tools are becoming part of the standard toolkit.
Trading decisions are no longer driven mainly by news or
charts. Memes at 28.1 percent and AI signals at 24.2 percent are nearly as
influential as news at 28.5 percent. These factors have more impact than
traditional technical analysis, which stands at 19.1 percent. Traders now
gather information from multiple sources before making decisions.
⚡️ INSIGHT: Traders now use ChatGPT to convert crypto news into trade signals.From supply shifts to sentiment swings — AI breaks it down. pic.twitter.com/I8CLEdZmEo
— Cointelegraph (@Cointelegraph) May 31, 2025
Risk Appetite Is Growing
Retail traders are showing a higher tolerance for risk.
While 42.1% classify themselves as medium-risk participants, 18.8% actively
pursue high-risk strategies. These include trading in memecoins and other
speculative assets. This trend suggests a shift in how financial risk is viewed
among younger traders.
Crypto trading is now a part of daily digital life for many.
About 34.3% of users check markets more than five times a day. Another 27.3%
check in three to five times daily. Platforms that integrate trading into
everyday routines are seeing higher engagement.
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Nasdaq.
Barriers Remain Human, Not Technical
The main barriers to retail adoption are personal: 31.2%
cite insufficient funds, 28.9% fear financial loss, and 19.8% feel confused.
Technical complexity is a minor issue. Improved user interfaces and support
could address these challenges.
Looking ahead, users expect more integration between crypto
and traditional finance. Popular trends include AI-managed funds, tokenized
real-world assets, and new culturally-themed coins. This points to a more
blended financial system.
The earlier you get in, the bigger the gains.👀#Zedxion #MEME #Trading #Crypto pic.twitter.com/lCzQJ3Hzs4
— ZEDXION EXCHANGE LTD (@ZedxionC) May 30, 2025
Stablecoin Preferences Are Changing
USDT remains the most used stablecoin. However, interest is
growing in alternatives. Algorithmic stablecoins and central bank digital
currencies (CBDCs) are drawing attention from a growing number of retail users.
55.4% of retail traders prefer to manage their own
portfolios. Still, many use AI to help with tasks like portfolio monitoring and
rebalancing. This reflects a shift toward self-directed investing with
automated support.
Emotional Responses Are Maturing
Fewer traders panic during market crashes, with only 18%
saying they would sell in a downturn. Meanwhile, 29.9% would hold, and 23.9%
would buy more, reflecting growing confidence in the long-term potential of
crypto assets.
The typical crypto trader in 2025 does not fit a single
profile. Many combine trading strategies with cultural trends, social media
cues, and automation tools. They move across platforms and asset types,
adapting quickly to new opportunities.
This article was written by Tareq Sikder at www.financemagnates.com.
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