Bitget Wallet has launched its Onchain Payments Matrix, a global infrastructure layer designed to connect fragmented financial systems and enable stablecoin payments across everyday transactions, cross-border transfers, and emerging AI-driven commerce.
The system integrates major players including Ripple, Mastercard, Visa, Tether, Circle, and MoonPay, alongside regional banks and payment providers, positioning the network as a bridge between blockchain-based assets and traditional financial rails.
Unlike many industry efforts focused on backend settlement, Bitget’s infrastructure operates at the user and merchant interface. That approach allows stablecoins to function as usable payment instruments rather than remaining confined to experimental or institutional frameworks.
Bitget said it connects roughly 90 million users to more than 150 million merchants across over 50 markets. The infrastructure is designed to handle more than 155 million transactions with total volume exceeding $177 billion, signaling readiness for high-throughput consumer payments.
The timing reflects accelerating adoption across the sector. Stablecoin transaction volume has surpassed $33 trillion globally, while spending through crypto-linked cards surged more than 500% year over year in 2025. Payment giants, including Visa and Mastercard have increasingly moved to integrate stablecoin rails, while issuers like Circle and Tether continue to expand their footprint across global finance.
Bitget Wallet COO Alvin Kan said the industry’s main bottleneck is no longer scale but coordination. He described the Onchain Payments Matrix as a live system that aggregates fragmented rails and abstracts blockchain complexity, enabling stablecoins to operate as practical money across both human users and automated systems.
The platform also expands beyond card payments. It supports QR-based payments across millions of merchants in Asia and Latin America, as well as cross-border bank transfers spanning more than 300 financial institutions across regions, including Africa and Latin America.
Looking ahead, Bitget plans to extend the network with additional integrations across settlement networks, banks, and stablecoin issuers, while developing programmable payment infrastructure tailored for AI agents. The company is betting that as agent-driven commerce grows, payments infrastructure will need to support both human and machine participants operating in real time.
