Rising Fees Force Premium Credit-Card Holders to Choose Sides

For nearly a decade, Jeff Brenner carried two premium credit cards without giving much thought to the fees. Then in June, JPMorgan Chase JPM 0.21%increase; green up pointing triangle raised the annual cost on his Sapphire Reserve card by 45% to $795 and American Express AXP 0.53%increase; green up pointing triangle teased something similar on his Platinum card.

Like many frequent travelers, he still wanted to keep a premium card for lounge access, but he couldn’t justify two. So the 62-year-old from Arizona made a spreadsheet comparing the perks he was getting on each card against his own spending.

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Rising Fees Force Premium Credit-Card Holders to Choose Sides

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