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Home Financial Planning Personal Finance

Chase Points Now Transfer to Wyndham, but Better Options Exist

by TheAdviserMagazine
6 months ago
in Personal Finance
Reading Time: 8 mins read
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Chase Points Now Transfer to Wyndham, but Better Options Exist
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You can now move Chase Ultimate Rewards® points to Wyndham Rewards — but it’s generally not a good option.

Beginning Feb. 25, 2026, eligible Chase cardholders can transfer Chase Ultimate Rewards® points to Wyndham at a 1:1 ratio. This addition makes Wyndham the 14th transfer partner for Chase Ultimate Rewards®, and the first new partner since Chase added Air Canada Aeroplan in 2021.

Why it’s generally not the best use of points

While more options are always good, transferring Chase points to Wyndham likely only makes sense in a few cases.

NerdWallet values Wyndham Rewards at 0.7 cent per point. That’s much lower than most of Chase’s other transfer partners, including World of Hyatt, Southwest Airlines and United Airlines, meaning you’ll usually get better value by transferring points to those programs.

If you only get 0.7 cent per point with Wyndham, you’d be better off redeeming your Chase Ultimate Rewards® points for cash back at 1 cent per point and using those funds to pay for your stay. In addition to being a better value for your points, this will also let you earn more points when you use your credit card to book.

But transferring Chase points to Wyndham can make sense if:

You can find a redemption that gets you more than 1 cent per point. While high-value redemptions in excess of 1 cent per point do exist, they’re rare. Only 15% of Wyndham Rewards redemption options in the past year have delivered that value, according to February 2026 data from Gondola shared with NerdWallet.

Despite the low average valuation, the Wyndham Rewards program does have some notable features. My personal favorite is the simple three-tier award chart, where you’ll pay either 7,500 points, 15,000 points or 30,000 points per bedroom per night. There’s no dynamic pricing, making it easy to plan a future redemption. Wyndham also generally doesn’t charge those pesky resort fees on free nights, which can lead to some real savings.

Additionally, points can be redeemed at over 9,000 hotels, vacation club resorts and rentals worldwide, providing a broad footprint to book award stays. While most of Wyndham’s portfolio includes budget hotels like Days Inn and Super 8, that’s substantially more options than the approximately 1,400 properties you’ll find with World of Hyatt, Chase’s most valuable transfer partner.

You need to top off your account. Transferring Chase points to Wyndham could also make sense if you need to top off your account for an award stay. For example, if you already have 10,000 Wyndham points and you’re looking at a stay that costs 15,000 points, that could be a good time to transfer 5,000 Chase points to Wyndham.

How to access Chase’s transfer partners

Chase Ultimate Rewards® was named NerdWallet’s best credit card points program for travel in 2026. That’s largely due to the ability to get outsized value for your points through Chase’s transfer partners.

Full list of Chase transfer partners Full list of Chase transfer partners

Airlines

Aer Lingus (1:1 ratio).

Air Canada (1:1 ratio).

Air France-KLM (1:1 ratio).

British Airways (1:1 ratio).

Iberia (1:1 ratio).

JetBlue (1:1 ratio).

Singapore (1:1 ratio).

Southwest (1:1 ratio).

United (1:1 ratio).

Virgin Atlantic (1:1 ratio).

Hotels

Hyatt (1:1 ratio).

IHG (1:1 ratio).

Marriott (1:1 ratio).

Wyndham (1:1 ratio).

To access Chase’s transfer partners, you’ll need one of these cards:

Cards that earn Ultimate Rewards®

Chase Sapphire Preferred® Card

on Chase’s website

Rates & Fees

Sapphire Reserve for Business℠

Sapphire Reserve for Business℠

on Chase’s website

Rates & Fees

Chase Ink Business Preferred Credit Card

Ink Business Preferred® Credit Card

on Chase’s website

Rates & Fees

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

• 5x points on all Chase Travel℠ purchases (exclusions apply).

• 5x on Lyft rides and Peloton equipment (for a limited time; terms apply).

• 2x points on all other travel.

• 3x points on dining, takeout and eligible delivery worldwide.

• 3x points for online grocery purchases (exclusions apply).

• 3x points on some streaming services.

• 1x point on all other purchases.

• 8 points per $1 spent on all travel booked through Chase.

• 4 points per $1 spent on bookings directly through an airline or hotel.

• 3 points per $1 spent on dining, takeout and eligible delivery worldwide.

• 1 point per $1 spent on all other purchases.

8 points per $1 on all purchases booked through Chase, including The Edit.

5 points per $1 on Lyft rides through 9/30/27.

4 points per $1 spent on flights and hotels booked direct.

3 points per $1 on social media and search engine advertising.

1 point per $1 on all other purchases.

• 3 points per $1 on the first $150,000 spent on travel, shipping, select advertising, internet, cable and phone services business categories each account anniversary year.

• 5 points per $1 spent on Lyft rides through Sept. 30, 2027.

• 1 point per $1 spent on all other purchases.

How to maximize your rewards



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Tags: ChaseExistOptionspointstransferWyndham
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