Are Chase’s The Edit Hotels Worth It? Here’s What the Data Says

Most premium travel credit cards offer added benefits at select hotels when you book through the card issuer’s travel portal.

Those added benefits can increase a hotel’s costs, so generally, you can expect to pay more. But exactly how much more?

To better understand what you’re paying for those perks, NerdWallet compared the prices of 94 luxury properties in 42 worldwide destinations when booking through The Edit versus each property’s direct member rate. (A member rate is the more favorable rate you can get when booking through a hotel loyalty program.)

We found that, on average, booking with Chase was 7.8% more expensive, costing travelers an average of $83 more for an equivalent two-night stay. That means you’d need to get at least $83 in value (on average) from the added perks to justify booking through The Edit.

But that’s not the whole story. The data is highly variable, and 28% of the time (at 26 of 94 properties) it was actually the same price or cheaper to book through The Edit. In those instances, you’d get all the extra perks at no extra charge, and you may actually save money.

NerdWallet looked at prices at 94 properties when booking a room directly with the hotel and booking the same room through The Edit. In each case, the bookings were for two nights with the same cancellation terms. We looked at both independent properties and hotels aligned with major loyalty programs. What we found:

At most hotels in the study, it was more expensive to book through The Edit than directly. That was the case at 68 out of the 94 properties. But booking through The Edit was cheaper at 17 properties. At nine properties, the price was the same.

“Through The Edit, our pricing is the rate provided to us by the hotel,” said a Chase spokesperson by email when contacted for comment, adding that Chase doesn’t mark up that rate.

On average, you’d need to get at least $83 in value from The Edit benefits to break even. But the wide range of data means the calculus isn’t so straightforward. Among the 68 hotels where it was more expensive to book through The Edit, the average price difference was $125. Among the 17 where it was cheaper to book through The Edit, the average difference was $36.

Marriott and Hyatt properties charged the most, on average, compared with booking direct. Across 25 Marriott properties we reviewed, you’d pay $140 more, on average, to book through The Edit. And across the 17 Hyatt hotels in the study, you’d pay $137 more, on average.

But there’s a big spread within these groups, too. Among Hyatts, for example, it was $357 more to book the Hyatt Paris Vendome through The Edit, but only $31 more for the Park Hyatt Dubai. That means you’ll need to do less mental math to come out ahead in Dubai versus Paris.

The best values within The Edit were hotels not affiliated with a major loyalty program. Nine of the 33 hotels in this category — which included properties affiliated with smaller loyalty programs, or none at all — were priced exactly the same as if you booked direct. At such properties, you’re effectively getting all of The Edit benefits for free by booking through The Edit.

It’s always a good idea to compare rates before booking. Because The Edit rates vary so widely compared with direct rates, you should do a quick price comparison before you book through The Edit to know how much the additional benefits are costing you.

Whether you should pay more for hotels in The Edit depends on how you value the benefits, which will depend on your travel habits and where you’re going.

For example, a room upgrade could be $50 at some properties and $200 at others. A complimentary breakfast in an expensive city might be more valuable than breakfast in a cheaper city. Or maybe you’ll spend the $100 property credit on fancy cocktails and appetizers that you otherwise wouldn’t have purchased.

To illustrate how the value of The Edit perks can play out in practice, here’s an example from a recent trip I took to New York City.

In October 2025, I booked a two-night stay at The Thompson Central Park, a World of Hyatt property and part of The Edit. The room price through The Edit was $1,366, or $213 more than it would have cost to book through Hyatt ($1,153).

But that extra $213 was well worth it because of the value I put on the benefits, including:

In total, that’s a value of over $600 I put on the benefits received during the stay, which more than makes up for the premium of booking through The Edit. In this situation, I’m perfectly fine paying more for benefits I know I’ll use.

The answer is: It depends. You should always compare the price of booking directly with the hotel versus through a third-party. Based on our data, you’ll usually pay more upfront for those benefits when you book through The Edit. That might make sense for your situation, but it will depend on how much you value the added perks.

Generally, you should book direct if you don’t want to prepay for perks during your stay, or want to avoid a middleman. Chase’s travel portal is equivalent to booking through other third parties, which can add a degree of complexity if you need to change or cancel your reservation.

You should book through The Edit if you value added perks and benefits. If you’re planning a romantic getaway and don’t plan to leave the hotel much, a room upgrade with a $100 property credit may provide better value than if you’re not planning to spend much time at the hotel.

Just understand that you’re generally paying more for your room through The Edit. If you’ll get more value out of the benefits than the cost difference of booking direct, go for it. But if you’d rather pay less upfront, you should generally book direct.