Open Enrollment for 2026 health care coverage in Pennsylvania starts November 1, 2025, and ends January 15, 2026.
Open Enrollment is your once-a-year chance to:
Apply for a new individual or family health insurance plan
Change to a different type of health plan
Make updates to your existing health plan, such as adding dependents
Any new enrollments or plan changes made by December 15 will go into effect on January 1, 2026.
See if You Qualify for Financial Assistance
Financial assistance (also called tax credits or subsidies) may be available depending on where you live, your family size, and your income. If you are eligible, you could pay a lower monthly premium for your health plan.
Use our online ACA Subsidy Calculator to see if you are eligible for financial assistance.
Compare 2026 Health Plan Options
IBX knows the Philadelphia region. We’re your hometown health insurer, and we’ve called Philly home for more than 85 years.
IBX offers the widest selection of health plans so you can find one that works for your personal health, budget, and preferences. Our 2026 options include health plans with no deductible.
Here’s how to start shopping for a health plan:
Compare 2026 health plans from IBX.
See if you are eligible for financial assistance.
Have a look at our supplemental coverage options. These include dental, vision, and accident, critical illness, or hospital indemnity insurance plans.
When you pick your plan, it’s easy to enroll online at ibx.com/startnow or by phone at 1-888-475-6206 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m., and Saturday, 8 a.m. – 1 p.m.
If you need help finding the right health plan or seeing if you’re eligible for financial assistance, IBX is here for you! Call 1‑888‑475‑6206 (TTY: 711) to speak to a licensed agent.
