No Result
View All Result
SUBMIT YOUR ARTICLES
  • Login
Tuesday, October 7, 2025
TheAdviserMagazine.com
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal
No Result
View All Result
TheAdviserMagazine.com
No Result
View All Result
Home Market Research Money

Think with Your Head (and a Calculator), not Your Heart

by TheAdviserMagazine
6 months ago
in Money
Reading Time: 2 mins read
A A
Think with Your Head (and a Calculator), not Your Heart
Share on FacebookShare on TwitterShare on LInkedIn


Dear Dave,How do you feel about the leasing programs automotive manufacturers offer their employees? I’ve listened to your show enough to know you don’t recommend leasing the traditional way through a dealership.Baker

Dear Baker,I’d advise investigating the details of any deal like this very carefully. Some manufacturer offers, even ones to employees, are nothing more than another way for the company to fleece more drivers. But some manufacturers offer their employees decent programs that aren’t a traditional lease. I assume this is the kind of deal you’re talking about.

A few of them offer the use of a newer, high-quality car for very little money per month, with no hidden catches. In cases like these, things can work out pretty well for the employee and the company. I’ve even heard of a few companies offering gas and more in these employee deals.

Now, you’re right. I don’t recommend leasing in a normal scenario. For the average buyer walking onto a car lot, leasing is a complete rip-off. I tend to call it “fleecing” because getting “fleeced” means getting taken advantage of financially. And that’s exactly what happens with consumer auto leases. Basically, a car lease is a contract where, instead of buying a car, you pay in monthly installments to drive it for a set amount of time—usually two to three years. It’s basically a glorified rental car. But unlike a rental, leasing is a form of debt. And on top of all that, leasing is also the overall most expensive way to own a car.

Again, just make sure you check all the details very thoroughly, Baker. Use your head and a calculator, not your heart, when making a decision on something like this.— Dave

Think with Your Head (and a Calculator), not Your Heart

Dave Ramsey is an eight-time national bestselling author, personal finance expert, and host of “The Ramsey Show.” He has appeared on “Good Morning America,” “CBS This Morning,” “Today,” Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions and is the author of numerous books including Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth–and How You Can Too.



Source link

Tags: calculatorHeart
ShareTweetShare
Previous Post

China knows Trump’s breaking point

Next Post

Tariff pause cools hopes for rate cuts, advisors say

Related Posts

edit post
The Thing About Sleep That Most Doctors Don’t Mention After Seventy

The Thing About Sleep That Most Doctors Don’t Mention After Seventy

by TheAdviserMagazine
October 7, 2025
0

Image Source: 123rf.com Many seniors worry when their sleep changes—waking earlier, napping more, or struggling to stay asleep through the...

edit post
The hidden value of a professional real estate appraisal

The hidden value of a professional real estate appraisal

by TheAdviserMagazine
October 7, 2025
0

Online and tax valuations often mislead Online valuation tools are convenient, but they rely on broad averages and incomplete data....

edit post
The Secrets to Wealth Building…Revealed At Last!

The Secrets to Wealth Building…Revealed At Last!

by TheAdviserMagazine
October 6, 2025
0

“What are the secrets to being wealthy?” she asked, a tinge of desperation in her voice. “I feel like rich people...

edit post
Success Changes How Others Perceive You. Success Makes You Relevant

Success Changes How Others Perceive You. Success Makes You Relevant

by TheAdviserMagazine
October 6, 2025
0

“The first million is the hardest.” Berrey, circa 1920 Long before Elon Musk became a household name, he was telling people...

edit post
5 Phrases to Avoid Saying to a Widowed Friend — How They Really Feel

5 Phrases to Avoid Saying to a Widowed Friend — How They Really Feel

by TheAdviserMagazine
October 6, 2025
0

Image Source: 123rf.com Grief makes conversation fragile. Even well-meaning friends can unintentionally deepen pain with careless comfort. When someone loses...

edit post
Renewing Purpose After Retirement: How Second Acts Are Beating Rumors of Decline

Renewing Purpose After Retirement: How Second Acts Are Beating Rumors of Decline

by TheAdviserMagazine
October 6, 2025
0

Image Source: 123rf.com For decades, retirement was painted as the finish line—a quiet retreat from productivity and ambition. But a...

Next Post
edit post
Tariff pause cools hopes for rate cuts, advisors say

Tariff pause cools hopes for rate cuts, advisors say

edit post
Gold rallies to new record, miners hit multiyear highs, as tariff outlook remains cloudy

Gold rallies to new record, miners hit multiyear highs, as tariff outlook remains cloudy

  • Trending
  • Comments
  • Latest
edit post
What Happens If a Spouse Dies Without a Will in North Carolina?

What Happens If a Spouse Dies Without a Will in North Carolina?

September 14, 2025
edit post
Does a Will Need to Be Notarized in North Carolina?

Does a Will Need to Be Notarized in North Carolina?

September 8, 2025
edit post
California May Reimplement Mask Mandates

California May Reimplement Mask Mandates

September 5, 2025
edit post
DACA recipients no longer eligible for Marketplace health insurance and subsidies

DACA recipients no longer eligible for Marketplace health insurance and subsidies

September 11, 2025
edit post
‘Quiet luxury’ is coming for the housing market, The Corcoran Group CEO says. It’s not just the Hamptons, Aspen, and Miami anymore

‘Quiet luxury’ is coming for the housing market, The Corcoran Group CEO says. It’s not just the Hamptons, Aspen, and Miami anymore

September 9, 2025
edit post
Tips to Apply for Mental Health SSDI Without Therapy

Tips to Apply for Mental Health SSDI Without Therapy

September 19, 2025
edit post
Short-Term Rental Markets You Should Think Twice About Investing In

Short-Term Rental Markets You Should Think Twice About Investing In

0
edit post
1 in 6 US parents are choosing not to vaccinate their kids. Why — and how vaccine hesitancy can hit your bottom line

1 in 6 US parents are choosing not to vaccinate their kids. Why — and how vaccine hesitancy can hit your bottom line

0
edit post
Q3 2025 Market Update

Q3 2025 Market Update

0
edit post
Equity and Bond Correlations: Higher Than Assumed?

Equity and Bond Correlations: Higher Than Assumed?

0
edit post
Keurig Prime Day Deals | Keurig K-Mini Coffee Maker only  shipped, plus more! {Prime Day Deal}

Keurig Prime Day Deals | Keurig K-Mini Coffee Maker only $42 shipped, plus more! {Prime Day Deal}

0
edit post
Startup Battlefield company ÄIO invented a method to make edible fat from ag waste like sawdust

Startup Battlefield company ÄIO invented a method to make edible fat from ag waste like sawdust

0
edit post
Keurig Prime Day Deals | Keurig K-Mini Coffee Maker only  shipped, plus more! {Prime Day Deal}

Keurig Prime Day Deals | Keurig K-Mini Coffee Maker only $42 shipped, plus more! {Prime Day Deal}

October 7, 2025
edit post
Q3 2025 Market Update

Q3 2025 Market Update

October 7, 2025
edit post
Have CX Programs Lost the Plot? The Risky Game of Survey Score Inflation

Have CX Programs Lost the Plot? The Risky Game of Survey Score Inflation

October 7, 2025
edit post
Mises on Separating Morality and State

Mises on Separating Morality and State

October 7, 2025
edit post
Startup Battlefield company ÄIO invented a method to make edible fat from ag waste like sawdust

Startup Battlefield company ÄIO invented a method to make edible fat from ag waste like sawdust

October 7, 2025
edit post
Nearly 70% of Americans think the economy is on the ‘wrong track’ and it’s a bad time to buy a home, Fannie Mae survey shows

Nearly 70% of Americans think the economy is on the ‘wrong track’ and it’s a bad time to buy a home, Fannie Mae survey shows

October 7, 2025
The Adviser Magazine

The first and only national digital and print magazine that connects individuals, families, and businesses to Fee-Only financial advisers, accountants, attorneys and college guidance counselors.

CATEGORIES

  • 401k Plans
  • Business
  • College
  • Cryptocurrency
  • Economy
  • Estate Plans
  • Financial Planning
  • Investing
  • IRS & Taxes
  • Legal
  • Market Analysis
  • Markets
  • Medicare
  • Money
  • Personal Finance
  • Social Security
  • Startups
  • Stock Market
  • Trading

LATEST UPDATES

  • Keurig Prime Day Deals | Keurig K-Mini Coffee Maker only $42 shipped, plus more! {Prime Day Deal}
  • Q3 2025 Market Update
  • Have CX Programs Lost the Plot? The Risky Game of Survey Score Inflation
  • Our Great Privacy Policy
  • Terms of Use, Legal Notices & Disclosures
  • Contact us
  • About Us

© Copyright 2024 All Rights Reserved
See articles for original source and related links to external sites.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
No Result
View All Result
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal

© Copyright 2024 All Rights Reserved
See articles for original source and related links to external sites.