No Result
View All Result
SUBMIT YOUR ARTICLES
  • Login
Thursday, October 2, 2025
TheAdviserMagazine.com
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal
No Result
View All Result
TheAdviserMagazine.com
No Result
View All Result
Home Market Research Money

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

by TheAdviserMagazine
6 months ago
in Money
Reading Time: 2 mins read
A A
Looking for a mortgage in B.C.? Don’t limit your options to the big banks
Share on FacebookShare on TwitterShare on LInkedIn


A little wisdom from those who’ve been there: this is not just a financial transaction—it’s your life. Sooner or later, you’ve got to get on with it. And over the 20 or 30 years it takes to pay off your mortgage, it won’t much matter what the rate was the day you first got approved.

Especially when you look beyond Canada’s Big Five banks, you’ll find attractive rates right now. For example, buyers in B.C. can find great rates at Coast Capital Savings Credit Union. Its five-year high-ratio fixed mortgage has a lower advertised rate than any of the Big Five (as at Oct. 30, 2024), based on independent, external third-party market research.

Plus, for a limited time, you can get a cash bonus when open a new mortgage or switch your existing mortgage to Coast Capital. This offer is available to current and new Coast Capital customers—more details below.

What is Coast Capital?

Coast Capital is different from a bank. It’s Canada’s largest credit union by membership, with a history going back over 80 years. It’s owned by its nearly 600,000 members, with headquarters in Surrey and 45 full-service branches across British Columbia.

Like any cooperative, Coast Capital is attentive to the needs of its members. In fact, it’s a Certified B Corporation, recognized for its social-purpose business model. Every year, Coast Capital reinvests 10% of its bottom line back into the communities it serves—with a focus on projects and initiatives that unlock financial opportunities and ways to grow income for people and businesses in Canada. Over the past two decades, those contributions have added up to more than $100 million.

“Budgeting and saving are important, but in many cases these strategies are no longer enough,” says Catherine Wood, Coast Capital’s chief strategy, product and marketing officer. “With more and more people unable to keep up with the rising cost of living, it’s clear that Canadians need to earn more to improve their financial reality. At Coast Capital, we believe that starts with access to education and training that empowers people to begin, advance or even change their careers.”

What are Coast Capital’s mortgage rates?

Right now, Coast Capital is offering a five-year fixed high-ratio mortgage at 3.96% APR (annual percentage rate) and a five-year regular fixed mortgage at 4.14% APR. Five-year variable-rate high-ratio mortgages are available at 4.04% APR. (Rates are current as of March 25, 2025.)

And, if you act now, you can get one of Canada’s lowest advertised mortgage rates with Coast Capital’s five-year fixed high-ratio mortgage. Get a member-preferred rate and up to $4,600 with a mortgage and qualifying products. (Conditions apply. See full terms and conditions.) This offer expires June 30, 2025.



Source link

Tags: B.CbanksbigDontlimitMortgageOptions
ShareTweetShare
Previous Post

Tech Leaders Face Another Year Of Volatility And Cuts

Next Post

20 States Most Impacted by Food Recalls

Related Posts

edit post
Are REITs A Good Investment Now? Pros And Cons Of Investing In REITs

Are REITs A Good Investment Now? Pros And Cons Of Investing In REITs

by TheAdviserMagazine
October 2, 2025
0

If you’re wondering, “Should I invest in REITs?”—you’re not alone. Real estate investing has evolved far beyond buying rental properties....

edit post
Why American Workers Are ‘Coffee Badging’ Their Way Through Hybrid Jobs

Why American Workers Are ‘Coffee Badging’ Their Way Through Hybrid Jobs

by TheAdviserMagazine
October 2, 2025
0

Nestor Rizhniak / Shutterstock.comCoffee badging is the latest workplace trend reshaping the hybrid and remote work conversation. Defined as when...

edit post
Do you pay GST/HST when you build or renovate a house?

Do you pay GST/HST when you build or renovate a house?

by TheAdviserMagazine
October 2, 2025
0

There are some unique considerations when you build or substantially renovate a home that are important for anyone considering it. And there...

edit post
Hot stocks: Canada’s top performers in Q3 2025

Hot stocks: Canada’s top performers in Q3 2025

by TheAdviserMagazine
October 2, 2025
0

The best stock to have in your portfolio was data centre operator Bitfarms Ltd., with an eye-popping 247.8% return over...

edit post
Why Do The Most Successful People Sleep So Much?

Why Do The Most Successful People Sleep So Much?

by TheAdviserMagazine
October 1, 2025
0

According to researchers from the University of Illinois, the more sleep a person gets, the more optimistic they are about...

edit post
Why Are So Many Men Leaving Marriages After Their Wives Turn 50?

Why Are So Many Men Leaving Marriages After Their Wives Turn 50?

by TheAdviserMagazine
October 1, 2025
0

Image source: Pexels.  Middle aged couple sitting on a couch, playing with their wedding rings.   There’s a quiet heartbreak unraveling...

Next Post
edit post
20 States Most Impacted by Food Recalls

20 States Most Impacted by Food Recalls

edit post
Brazil’s Banco Master awaits M&A proposal from BTG Pactual, sources say

Brazil's Banco Master awaits M&A proposal from BTG Pactual, sources say

  • Trending
  • Comments
  • Latest
edit post
What Happens If a Spouse Dies Without a Will in North Carolina?

What Happens If a Spouse Dies Without a Will in North Carolina?

September 14, 2025
edit post
California May Reimplement Mask Mandates

California May Reimplement Mask Mandates

September 5, 2025
edit post
Does a Will Need to Be Notarized in North Carolina?

Does a Will Need to Be Notarized in North Carolina?

September 8, 2025
edit post
Who Needs a Trust Instead of a Will in North Carolina?

Who Needs a Trust Instead of a Will in North Carolina?

September 1, 2025
edit post
DACA recipients no longer eligible for Marketplace health insurance and subsidies

DACA recipients no longer eligible for Marketplace health insurance and subsidies

September 11, 2025
edit post
‘Quiet luxury’ is coming for the housing market, The Corcoran Group CEO says. It’s not just the Hamptons, Aspen, and Miami anymore

‘Quiet luxury’ is coming for the housing market, The Corcoran Group CEO says. It’s not just the Hamptons, Aspen, and Miami anymore

September 9, 2025
edit post
I replaced my mother-in-law’s roof without a contract — then she stiffed me for nearly K. What are my options?

I replaced my mother-in-law’s roof without a contract — then she stiffed me for nearly $20K. What are my options?

0
edit post
Treasury Secretary Bessent says GDP could take a hit from the government shutdown

Treasury Secretary Bessent says GDP could take a hit from the government shutdown

0
edit post
Bitcoin ETFs Soar With 6 Million Inflow as Ether ETFs Add  Million

Bitcoin ETFs Soar With $676 Million Inflow as Ether ETFs Add $81 Million

0
edit post
Are REITs A Good Investment Now? Pros And Cons Of Investing In REITs

Are REITs A Good Investment Now? Pros And Cons Of Investing In REITs

0
edit post
Axis Securities gives Nifty target of 25,500, names Bharti Airtel and Lupin among top 15 picks

Axis Securities gives Nifty target of 25,500, names Bharti Airtel and Lupin among top 15 picks

0
edit post
Jimmy Kimmel suspension hurts brand

Jimmy Kimmel suspension hurts brand

0
edit post
Bitcoin ETFs Soar With 6 Million Inflow as Ether ETFs Add  Million

Bitcoin ETFs Soar With $676 Million Inflow as Ether ETFs Add $81 Million

October 2, 2025
edit post
Nuclear fusion was always 30 years away—now it’s a matter of when, not if, fusion comes online to power AI

Nuclear fusion was always 30 years away—now it’s a matter of when, not if, fusion comes online to power AI

October 2, 2025
edit post
Expert breaks down the 2025 tax changes retirees should know

Expert breaks down the 2025 tax changes retirees should know

October 2, 2025
edit post
Jimmy Kimmel suspension hurts brand

Jimmy Kimmel suspension hurts brand

October 2, 2025
edit post
Treasury Secretary Bessent says GDP could take a hit from the government shutdown

Treasury Secretary Bessent says GDP could take a hit from the government shutdown

October 2, 2025
edit post
Stay Out of the Doghouse: 9 Lessons for Smarter Finances

Stay Out of the Doghouse: 9 Lessons for Smarter Finances

October 2, 2025
The Adviser Magazine

The first and only national digital and print magazine that connects individuals, families, and businesses to Fee-Only financial advisers, accountants, attorneys and college guidance counselors.

CATEGORIES

  • 401k Plans
  • Business
  • College
  • Cryptocurrency
  • Economy
  • Estate Plans
  • Financial Planning
  • Investing
  • IRS & Taxes
  • Legal
  • Market Analysis
  • Markets
  • Medicare
  • Money
  • Personal Finance
  • Social Security
  • Startups
  • Stock Market
  • Trading

LATEST UPDATES

  • Bitcoin ETFs Soar With $676 Million Inflow as Ether ETFs Add $81 Million
  • Nuclear fusion was always 30 years away—now it’s a matter of when, not if, fusion comes online to power AI
  • Expert breaks down the 2025 tax changes retirees should know
  • Our Great Privacy Policy
  • Terms of Use, Legal Notices & Disclosures
  • Contact us
  • About Us

© Copyright 2024 All Rights Reserved
See articles for original source and related links to external sites.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
No Result
View All Result
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal

© Copyright 2024 All Rights Reserved
See articles for original source and related links to external sites.