The gig economy has transformed how millions of Americans earn a living, but it’s also created a retirement planning challenge that’s especially impacting older workers. Without access to employer-sponsored 401(k)s, matching contributions, or traditional pension plans, gig workers may struggle to build financial security for their later years. A 2023 study by the National Bureau of Economic…
Image Source: 123rf.com Pets often become even more important in retirement, providing companionship, routine, and emotional support. For many retirees,...
Image Source: 123rf.com For many households, food is one of the biggest flexible expenses—and one of the easiest to lose...
Image Source: 123rf.com You’ve probably noticed packages shrinking while prices stay the same—or even rise. This tactic, called shrinkflation, is...
Image Source: 123rf.com For many shoppers, Costco is a weekend ritual—a place to buy oversized packs of snacks, household goods,...
Image Source: 123rf.com Many retirees think glidepaths—the shift in asset allocation over time—are one-size-fits-all. Yet the traditional “stocks early, bonds...
Image Source: 123rf.com Car loans are easy to overlook in retirement budgets, but missing even one payment triggers a fast-moving...
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