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Three Things I Learned About the FIRE Community While Hosting a FIRE Cruise

by TheAdviserMagazine
4 months ago
in Markets
Reading Time: 10 mins read
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Three Things I Learned About the FIRE Community While Hosting a FIRE Cruise
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In This Article

I went to my first FIRE meet-up in 2018 in Denver, Colorado. It was so amazing to meet like-minded people and learn a lot about what people felt was and wasn’t acceptable in our community. I remember the conversation centering a lot on frugality, how to save hacks, and the like. Since then, I have seen the FIRE community grow up, and the underlying frugality give way to a more balanced approach to life. Here are three things I have learned about the FIRE community after hosting 120 people on a 2025 Royal Caribbean Cruise to the Caribbean. 

The FIRE community is generous. 

They are the most generous with their time. It was incredible to see the support that everyone had for each other. If someone needed help determining how to set up a will and trust, someone was there. If someone needed help determining if now was the time to quit their job, someone was there to review their numbers with them. Spoiler alert: They quit their job when they got back home! 

They DO like to spend money.

The FIRE community can get a bad rap for being too frugal. It is a trope in the community for a reason, BUT it turns out that if you offer something fun, like food, drinks, entertainment, and community, they are super happy to spend their money. It just has to make sense to them.

Freedom is the heart of the community.

It really isn’t about quitting jobs, the rule of 25, or spreadsheets (though we all love these). It really is about buying freedom. Everyone just wants to be able to make a choice on what they do with their time and who they spend it with. They have realized that being able to stay home with their kids or help an ailing family member is a luxury that others don’t have. FIRE really is about the FI and not the RE. 

It is an honor having a community of some of the smartest people around also grow into very conscientious individuals who are being intentional about creating a life to “retire to.” It is funny because I keep saying “they,” but as a prominent member of the FIRE community, I can relate to all of this. I am sure you can, too! 

Want to join us in the Caribbean or Alaska for 2026? Check out more info at https://www.amberlygrant.com/cruise

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Big Dave’s Cheesesteaks CEO grew up in ‘survival mode’ selling newspapers and bean pies—now his chain sells a  cheesesteak every 58 seconds

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DACA recipients no longer eligible for Marketplace health insurance and subsidies

DACA recipients no longer eligible for Marketplace health insurance and subsidies

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HP Inc. (HPQ) Downgraded to “In Line” as Analysts See Limited Upside

HP Inc. (HPQ) Downgraded to “In Line” as Analysts See Limited Upside

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20 Companies That Hire for Remote Customer Service Jobs

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Indian markets eye rally on GST cuts, trade hopes & AI, defence boom: Ajay Bagga

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Robinhood CEO says just like every company became a tech company, every company will become an AI company

Robinhood CEO says just like every company became a tech company, every company will become an AI company

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GME Earnings: GameStop’s Q2 2025 adjusted profit rises on higher sales

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HP Inc. (HPQ) Downgraded to “In Line” as Analysts See Limited Upside

HP Inc. (HPQ) Downgraded to “In Line” as Analysts See Limited Upside

September 13, 2025
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Robinhood CEO says just like every company became a tech company, every company will become an AI company

Robinhood CEO says just like every company became a tech company, every company will become an AI company

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5 Ways To Make K a Year in Passive Income

5 Ways To Make $50K a Year in Passive Income

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23 cents of every tax dollar goes to pay interest on U.S. debt

23 cents of every tax dollar goes to pay interest on U.S. debt

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Trending stocks this week as inflation data further fuels rate cut hopes

Trending stocks this week as inflation data further fuels rate cut hopes

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10 Insurance Deductible Tweaks That Cut Premiums Without More Risk

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