Credit cards used to be a convenience. Now they’re a necessity for millions of Americans relying on taking on debt for groceries, gas, and other daily essentials — all while facing the highest interest rates in decades and the lingering effects of historic inflation. This financial pressure is especially acute for younger generations, who are navigating the early stages of their financial lives…
A Chevron gas station in San Francisco, California, US, on Tuesday, Oct. 28, 2025. Jason Henry | Bloomberg | Getty...
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