No Result
View All Result
SUBMIT YOUR ARTICLES
  • Login
Saturday, October 4, 2025
TheAdviserMagazine.com
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal
No Result
View All Result
TheAdviserMagazine.com
No Result
View All Result
Home Market Research Business

10 Cheap, Beautiful Places To Retire

by TheAdviserMagazine
2 months ago
in Business
Reading Time: 5 mins read
A A
10 Cheap, Beautiful Places To Retire
Share on FacebookShare on TwitterShare on LInkedIn


For most people, retiring on a budget requires choosing an affordable destination featuring a high quality of life with a low cost of living. To assist you in your relocation plans, GOBankingRates looked at hundreds of U.S. cities to find not only some of the cheapest places to retire, but also some of the most beautiful.

Check Out: 50 Cheapest Places To Retire Across America

Read Next: 6 Popular SUVs That Aren’t Worth the Cost — and 6 Affordable Alternatives

To rank in the study, each city had to meet the following requirements: More than 12% of the population had to be 65 or older, the total monthly expenditure dollar amount — including rent — had to be under $9,000, and the average livability score had to be higher than 60.

Check out these beautiful places to retire that won’t wreck your bank account.

Total population: 113,710

Percentage of population 65 and older: 15.6%

Livability score: 65

Total monthly expenditures (including rent): $2,701

Though Beaumont doesn’t necessarily have the highest livability score, GOBankingRates did rank it in first place based on the overall pros, such as an affordable cost of living, low housing expenses and how far your fixed income will go here. It also boasts a good percentage of seniors, making it a community that could definitely cater to many of your needs in retirement.

Total population: 1,368

Percentage of population 65 and older: 39.3%

Livability score: 80

Total monthly expenditures (including rent): $7,441

Goonies may never say die, but they do grow up, and if you’d like to retire in the scenic place where that movie was shot, then Cannon Beach is the spot for you to live out your golden years. Its natural beauty will draw you in, including the iconic Haystack Rock, walkable beaches and breathtaking coastal views.

Discover More: The 7 Best Retirement Towns You’ve Never Heard Of (But Should Consider in 2025)

Total population: 88,244

Percentage of population 65 and older: 25.8%

Livability score: 74

Total monthly expenditures (including rent): $5,176

As a vortex of cultural richness, outdoor recreation and a vibrant art scene, many retirees have found Santa Fe to be an ideal retirement destination. It’s located in the foothills of the Rockies, which provides ample opportunities for outdoor activities like hiking, biking and even skiing to help keep your more affordable life of leisure active.

Total population: 8,422

Percentage of population 65 and older: 23.4%

Livability score: 82

Total monthly expenditures (including rent): $7,060

Story Continues

If you’re like most people facing retirement, you’re working with a limited budget. Even so, that doesn’t mean you should settle for living somewhere that doesn’t have big skies and bigger budget-friendliness. Whitefish has healthy doses of natural beauty serving as the backdrop to your new, comfortable and slower pace of life.

Total population: 2,179

Percentage of population 65 and older: 35.8%

Livability score: 73

Total monthly expenditures (including rent): $3,626

Marfa, located in West Texas, has a huge retirement community filled with artists who flocked there to be near the beautiful desert landscapes. If you retire here, you can appreciate the stunning vistas at an affordable price tag.

Total population: 2,676

Percentage of population 65 and older: 18.3%

Livability score: 84

Total monthly expenditures (including rent): $5,869

Leavenworth should be on your retirement radar due to its charming Bavarian village atmosphere, historical charm, outdoor recreation opportunities and booming senior community. The town’s unique blend of outdoorsiness and relaxed lifestyle makes it a must-consider when retirement planning.

Total population: 68,505

Percentage of population 65 and older: 17%

Livability score: 85

Total monthly expenditures (including rent): $5,145

Though there may be two amazing Portland coastal big cities to choose from, Portland, Maine, slightly edges out Oregon as it has a much more affordable cost of living, but doesn’t sacrifice an ounce of natural beauty. This great city is where retirees can enjoy convenient access to excellent healthcare, a rich history and a vibrant senior community.

Total population: 2,735

Percentage of population 65 and older: 18.9%

Livability score: 84

Total monthly expenditures (including rent): $4,170

Seward has a surrounding area that includes such magical locations as Hot Springs Village and offers several compelling reasons for retirement. These include a low cost of living and affordable housing, as well as benefits for retirees in Arkansas, such as exemption from Social Security income taxes and military retirement pay.

Total population: 22,332

Percentage of population 65 and older: 21%

Livability score: 85

Total monthly expenditures (including rent): $6,489

If you retire in Portsmouth, you’ll be setting yourself up with reasonably priced real estate surrounded by beautiful natural scenery. This high quality of life comes with a bill you’ll be able to easily afford on a fixed income with just a basic amount of retirement planning.

Total population: 19,421

Percentage of population 65 and older: 56.2%

Livability score: 79

Total monthly expenditures (including rent): $6,030

When you think of cheap places to retire, you probably don’t think you’ll find Naples on the list. However, this cozy beach town still has housing costs that won’t bankrupt your Social Security benefits. Over half of its population is age 65 and older, which makes this a great choice for retirees who want to enjoy easy access to a beachy lifestyle.

J. Arky contributed to the reporting for this article.

Methodology: For this study, GOBankingRates analyzed the most beautiful U.S. cities to find the cheapest cost of retirement. Locations were selected from USNews, Forbes.com, IBTimes, RealEstateNews.com, Architectural Digest, CNTraveller, USNews&Travel, TourScanner, WorldWildSchooling, and Timeout.com to find the most beautiful locations in the United States. For each location, several factors were found, including total population, population ages 65 and over, total households, and household median income, all sourced from the US Census American Community Survey. The cost-of-living indexes were sourced from Sperling’s BestPlaces and include the grocery, healthcare, housing, utilities, transportation, and miscellaneous cost of living indexes. The average expenditure cost for each location can be calculated using the cost-of-living indexes and the national average expenditure costs, as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey. The livability index was sourced from AreaVibes for each location. The average single-family home value was sourced from Zillow Home Value Index for March 2025. Using the average single-family home value, assuming a 10% down payment, and using the most recent national average 30-year fixed mortgage rate, as sourced from the Federal Reserve Economic Data, the average mortgage can be calculated. Using the average mortgage and average expenditure costs, the average total monthly and annual cost of living can be calculated. The cities were sorted to show the cheapest cost of retirement first. All data was collected on and is up to date as of May 16th, 2025.

More From GOBankingRates

This article originally appeared on GOBankingRates.com: 10 Cheap, Beautiful Places To Retire



Source link

Tags: beautifulcheapPlacesretire
ShareTweetShare
Previous Post

How to Track and Deduct Business Use of a Personal Vehicle 

Next Post

Analysts see huge upside in Teva

Related Posts

edit post
Trump to federalize 300 members of the Illinois National Guard ahead of expected deployment to Democratic state

Trump to federalize 300 members of the Illinois National Guard ahead of expected deployment to Democratic state

by TheAdviserMagazine
October 4, 2025
0

The Trump administration plans to federalize 300 members of the Illinois National Guard, Democratic Gov. JB Pritzker said Saturday. Pritzker...

edit post
Spot crypto ETFs outperform trusts and strategy funds (BTC-USD:Cryptocurrency)

Spot crypto ETFs outperform trusts and strategy funds (BTC-USD:Cryptocurrency)

by TheAdviserMagazine
October 4, 2025
0

Chinnapong/iStock Editorial via Getty ImagesInvestors seeking bitcoin or ether exposure without directly holding coins now have three main choices: crypto...

edit post
If you’re not an AI startup, good luck raising money from VCs

If you’re not an AI startup, good luck raising money from VCs

by TheAdviserMagazine
October 4, 2025
0

Image Credits:Getty Images New PitchBook data illustrates how dramatically AI is dominating startup investment, with 2025 on-track to become the...

edit post
Apollo Global, Citi, Robinhood among week’s biggest financial movers

Apollo Global, Citi, Robinhood among week’s biggest financial movers

by TheAdviserMagazine
October 4, 2025
0

Oct. 04, 2025 1:33 PM ETC, WFC, GL, RJF, IBKR, CINF, IVZ, APO, COIN, HOODBy: Gaurav Batavia, SA News EditorDKosigThis...

edit post
Tens of thousands march in Barcelona and Rome to protest Israel’s campaign in Gaza

Tens of thousands march in Barcelona and Rome to protest Israel’s campaign in Gaza

by TheAdviserMagazine
October 4, 2025
0

Tens of thousands of people marched in Barcelona on Saturday and big crowds turned out in Rome for a second...

edit post
NATO ally warns of ‘hybrid war’ threat from Russia as drones plague European military bases and airports

NATO ally warns of ‘hybrid war’ threat from Russia as drones plague European military bases and airports

by TheAdviserMagazine
October 4, 2025
0

Denmark, a founding member of NATO, has added to growing alarms about the threat of “hybrid war” from Russia as...

Next Post
edit post
Analysts see huge upside in Teva

Analysts see huge upside in Teva

edit post
Sorting Out Covid Vaccine Confusion: New and Conflicting Federal Policies Raise Questions

Sorting Out Covid Vaccine Confusion: New and Conflicting Federal Policies Raise Questions

  • Trending
  • Comments
  • Latest
edit post
What Happens If a Spouse Dies Without a Will in North Carolina?

What Happens If a Spouse Dies Without a Will in North Carolina?

September 14, 2025
edit post
California May Reimplement Mask Mandates

California May Reimplement Mask Mandates

September 5, 2025
edit post
Does a Will Need to Be Notarized in North Carolina?

Does a Will Need to Be Notarized in North Carolina?

September 8, 2025
edit post
DACA recipients no longer eligible for Marketplace health insurance and subsidies

DACA recipients no longer eligible for Marketplace health insurance and subsidies

September 11, 2025
edit post
‘Quiet luxury’ is coming for the housing market, The Corcoran Group CEO says. It’s not just the Hamptons, Aspen, and Miami anymore

‘Quiet luxury’ is coming for the housing market, The Corcoran Group CEO says. It’s not just the Hamptons, Aspen, and Miami anymore

September 9, 2025
edit post
Tips to Apply for Mental Health SSDI Without Therapy

Tips to Apply for Mental Health SSDI Without Therapy

September 19, 2025
edit post
NSE cuts Nifty derivatives lot size to 65, revises contract sizes for other key indices from Dec 30

NSE cuts Nifty derivatives lot size to 65, revises contract sizes for other key indices from Dec 30

0
edit post
9 Ways to Stop Buying Things You Don’t Need

9 Ways to Stop Buying Things You Don’t Need

0
edit post
Will the IRS Negotiate If You Can’t Pay? 

Will the IRS Negotiate If You Can’t Pay? 

0
edit post
Can Tracking Error Boost Index Funds’ After-Tax Returns?

Can Tracking Error Boost Index Funds’ After-Tax Returns?

0
edit post
Our Favorite Zucchini Bread Recipe

Our Favorite Zucchini Bread Recipe

0
edit post
Dublin’s Deciphex draws €15M to defeat dangerous diagnostic delays 

Dublin’s Deciphex draws €15M to defeat dangerous diagnostic delays 

0
edit post
Stablecoin Yield Means Banks Must Now offer Customers Real Interest

Stablecoin Yield Means Banks Must Now offer Customers Real Interest

October 4, 2025
edit post
Trump to federalize 300 members of the Illinois National Guard ahead of expected deployment to Democratic state

Trump to federalize 300 members of the Illinois National Guard ahead of expected deployment to Democratic state

October 4, 2025
edit post
Our Favorite Zucchini Bread Recipe

Our Favorite Zucchini Bread Recipe

October 4, 2025
edit post
Spot crypto ETFs outperform trusts and strategy funds (BTC-USD:Cryptocurrency)

Spot crypto ETFs outperform trusts and strategy funds (BTC-USD:Cryptocurrency)

October 4, 2025
edit post
If you’re not an AI startup, good luck raising money from VCs

If you’re not an AI startup, good luck raising money from VCs

October 4, 2025
edit post
A Blurry Future for Eye Tracking Stocks

A Blurry Future for Eye Tracking Stocks

October 4, 2025
The Adviser Magazine

The first and only national digital and print magazine that connects individuals, families, and businesses to Fee-Only financial advisers, accountants, attorneys and college guidance counselors.

CATEGORIES

  • 401k Plans
  • Business
  • College
  • Cryptocurrency
  • Economy
  • Estate Plans
  • Financial Planning
  • Investing
  • IRS & Taxes
  • Legal
  • Market Analysis
  • Markets
  • Medicare
  • Money
  • Personal Finance
  • Social Security
  • Startups
  • Stock Market
  • Trading

LATEST UPDATES

  • Stablecoin Yield Means Banks Must Now offer Customers Real Interest
  • Trump to federalize 300 members of the Illinois National Guard ahead of expected deployment to Democratic state
  • Our Favorite Zucchini Bread Recipe
  • Our Great Privacy Policy
  • Terms of Use, Legal Notices & Disclosures
  • Contact us
  • About Us

© Copyright 2024 All Rights Reserved
See articles for original source and related links to external sites.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
No Result
View All Result
  • Home
  • Financial Planning
    • Financial Planning
    • Personal Finance
  • Market Research
    • Business
    • Investing
    • Money
    • Economy
    • Markets
    • Stocks
    • Trading
  • 401k Plans
  • College
  • IRS & Taxes
  • Estate Plans
  • Social Security
  • Medicare
  • Legal

© Copyright 2024 All Rights Reserved
See articles for original source and related links to external sites.